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Insurance in and around Independence

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Be Ready For The Unexpected With Your Own Personal Price Plan®

Life is often unpredictable. We understand your want to help protect what matters most. With State Farm insurance, you can construct a Personalized Price Plan® that's right for you, your loved ones, and the life you've built. Contact agent Houston Richards for more information on safe driving rewards, and bundling options and discounts.

A variety of coverage options to help meet your needs

Great insurance and a great value

Insurance For Every Step Of The Way

If you're looking for competitive prices, outstanding coverage options, and great claims service, look no further. State Farm is the largest insurer of automobiles and homes in the U.S. for a reason.

Simple Insights®

Driving in fog

Learn how to drive in the fog with these tips. Driving safely in dense fog requires being vigilant, minimizing distractions and slowing down.

Pay attention to straight-line winds

Learn what straight-line winds are, how they differ from tornadoes and how to stay safe.

Profile photo of a State Farm Agent named: Houston Richards

Houston Richards

State Farm® Insurance Agent

Office Address:
15441 US-24
Independence, MO 64050
Map & Directions

Would you like to create a personalized quote?

Profile photo of a State Farm Agent named: Houston Richards

Houston Richards

State Farm® Insurance Agent

Office Address:
15441 US-24
Independence, MO 64050
Map & Directions

Simple Insights®

Driving in fog

Learn how to drive in the fog with these tips. Driving safely in dense fog requires being vigilant, minimizing distractions and slowing down.

Pay attention to straight-line winds

Learn what straight-line winds are, how they differ from tornadoes and how to stay safe.