Insurance in and around Independence
A variety of coverage options to help meet your needs
Insurance that works for you

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Let Us Help You Create A Personal Price Plan®
State Farm understands the need to protect what's important to you and has developed a collection of insurance products with personalized pricing plans to help protect what you've built. From vehicle and motorcycle insurance that protects your ride, to your boat, motorhome, RV, and off-road ATV, State Farm has competitive prices and easy claims to help you protect them all. Contact Houston Richards for a Personalized Price Plan.
A variety of coverage options to help meet your needs
Insurance that works for you

Insurance Products To Meet Your Ever Changing Needs
Some of these fantastic options include Boat, Renters, Pet and Condo insurance. Not only is State Farm insurance a great value, but it's a smart choice.
Simple Insights®
Why you should never leave pets in hot cars
Why you should never leave pets in hot cars
Can you leave your dog in a hot car with the windows cracked during summer? What all pet owners need to know about leaving pets in hot vehicles.
Types of personal assets and how to manage them
Types of personal assets and how to manage them
Knowing your assets and their value is vital regardless of your income level. Read more about fixed assets, liquid assets and more.

Houston Richards
State Farm® Insurance AgentSimple Insights®
Why you should never leave pets in hot cars
Why you should never leave pets in hot cars
Can you leave your dog in a hot car with the windows cracked during summer? What all pet owners need to know about leaving pets in hot vehicles.
Types of personal assets and how to manage them
Types of personal assets and how to manage them
Knowing your assets and their value is vital regardless of your income level. Read more about fixed assets, liquid assets and more.