Personal Banking in and around Independence
To apply for Banking Options or to learn more about Banking Products.
Contact Houston Richards for a Banking Options
Houston Richards
State Farm® AgentTo apply for Banking Options or to learn more about Banking Products.
Contact Houston Richards for a Banking Options
Personal banking with U.S. Bank®
Discover which U.S. Bank® personal banking products may be right for you
Checking accounts
Your local State Farm agent Houston Richards would be happy to walk you through the benefits of a U.S. Bank Smartly® Checking account. Ask about Greenlight® or the Smart Rewards program, as well as State Farm exclusive benefits today!
See U.S. Bank® checking accountsSavings accounts
A savings account with U.S. Bank® may be able to help you both grow your money and develop financial goals.
See U.S. Bank® savings accountsCDs
Depending on your needs, you can choose from a variety of options like Smartly CD and CD Laddering!
See U.S. Bank® CD accountsCredit cards
There are some different options you can choose from, such as the State Farm Good Neighbor Card or one of the cash rewards cards.
See U.S. Bank® credit cardsPersonal loans
Your agent Houston Richards would be happy to help explain the possibility of same-day funding for a personal loan and the other benefits that U.S. Bank® offers.
See U.S. Bank® personal loans
Choose the personal banking products that work for you.
Contact Houston Richards for a Banking Options

Houston Richards
State Farm® AgentSimple Insights®
Holiday budget and saving tips
Holiday budget and saving tips
By using these holiday budgeting tips and saving strategies, you can help make your holidays joyful, memorable and affordable, without overspending.
How to avoid credit card interest
How to avoid credit card interest
Learn about credit card interest and consider these tips on ways to help avoid, reduce or mitigate it when using a credit card.