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Homeowners Insurance in and around Independence

Would you like to create a personalized homeowners quote?

Home Is Where Your Heart Is

With your home protected by State Farm, you never have to fret. We can help you make sure that in the event of damage from the unpredictable fire or tornado, you have the coverage you need.

Independence, make sure your house has a strong foundation with coverage from State Farm.

Apply for homeowners insurance with State Farm

Help Protect Your Home With Insurance From State Farm

State Farm Agent Houston Richards is ready to help you navigate life’s troubles with excellent coverage for your home insurance needs. Such individual service is what sets State Farm apart from the rest. And it won’t stop once your policy is signed. If the unexpected happens, Houston Richards can help you submit your claim. Find your home sweet home with State Farm!

Ready for some help understanding the policy that's right for you? Contact agent Houston Richards's team for assistance today!

Have More Questions About Homeowners Insurance?

Call Houston at (816) 796-9111 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Fixed-rate mortgage vs. adjustable-rate mortgage

Learn the differences between a fixed-rate vs. adjustable-rate mortgage in order to make your decision.

House shopping: Rent vs. buy?

There are many factors to consider when deciding whether to rent vs. buy a home. Learn which option makes sense for you in this article.

Profile photo of a State Farm Agent named: Houston Richards

Houston Richards

State Farm® Insurance Agent

Office Address:
15441 US-24
Independence, MO 64050
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Houston Richards

Houston Richards

State Farm® Insurance Agent

Office Address:
15441 US-24
Independence, MO 64050
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Fixed-rate mortgage vs. adjustable-rate mortgage

Learn the differences between a fixed-rate vs. adjustable-rate mortgage in order to make your decision.

House shopping: Rent vs. buy?

There are many factors to consider when deciding whether to rent vs. buy a home. Learn which option makes sense for you in this article.