Business Banking in and around Independence
To apply for Banking Options or to learn more about Banking Products.
Contact Houston Richards for a Banking Options
Houston Richards
State Farm® AgentTo apply for Banking Options or to learn more about Banking Products.
Contact Houston Richards for a Banking Options
U.S. Bank® business banking options are here
Independence, choose the U.S. Bank® business banking product that's right for you.
Checking, Savings, Money Market
The checking, savings, and money market account products with U.S. Bank® may be the right next step to help you achieve your business's goals.
Learn more about U.S. Bank® business checking packages, business savings account or business money market accountBusiness Credit Cards
Helpful safeguards offered with the U.S. Bank® business credit card include purchase security, cash back opportunities, and auto deductible reimbursement. Your local agent Houston Richards would be happy to help you get started!
Learn more about U.S. Bank® business credit cardLoans and Lines of Credit
It takes capital to expand operations, build inventory, and purchase commercial real estate for your business. That's why U.S. Bank® offers flexible lending and financing options.
Learn more about U.S. Bank® business lendingPayment Solutions
For software that improves day-to-day operations, choose U.S. Bank®. Your local State Farm agent Houston Richards can help you get the information you need!
Learn more about U.S. Bank® payment solutionsCash Management
Remote Deposit Capture (RDC) with a U.S Bank® business checking account may be a helpful tool for your business. RDC allows you to securely process deposits in seconds and provides unique features such as the ability to make deposits from your eligible mobile device or scanner or no daily deposit limits for some RDC product offerings.
Learn more about U.S. Bank® cash management
Choose the business banking products that may work for your business.
Contact Houston Richards for a Banking Options

Houston Richards
State Farm® AgentSimple Insights®
Holiday budget and saving tips
Holiday budget and saving tips
By using these holiday budgeting tips and saving strategies, you can help make your holidays joyful, memorable and affordable, without overspending.
How to avoid credit card interest
How to avoid credit card interest
Learn about credit card interest and consider these tips on ways to help avoid, reduce or mitigate it when using a credit card.