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State Farm® Insurance Agent

Houston Richards

(816) 796-9111

Office Hours

After Hours by Appointment

Address

15441 US-24
Independence, MO 64050

Next to Cathay Express

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Contact me to schedule a virtual meeting

Address

15441 US-24
Independence, MO 64050

Location Details

  • Parking: Right side of building

Languages

English

Hi, I’m Houston Richards, proud owner of Houston Richards State Farm – Insurance Agent KC in Independence, Missouri. Born and raised in the Kansas City area, I started with State Farm in 2015 and became a State Farm agent in 2019. My team and I proudly serve Independence, Sugar Creek, Blue Springs, Lee’s Summit, Grain Valley, Raytown, the greater Kansas City area, and customers throughout Missouri and Kansas.

We’re a real, local insurance office where you can call, text, or stop by and talk with people who know you. We love being part of our community and helping our neighbors protect what matters most while looking for opportunities to save.

🚗 Auto Insurance – Start With What’s in Your Garage

For many customers, it starts with auto insurance. Whether you just bought a car, want to compare your current coverage and rates, or are looking for a free car insurance quote, our team can help you explore coverage options and available discounts.

🏡 Homeowners & Renters Insurance – Where You Live

Home or apartment, we can help protect where you live and the things inside it. Our team helps homeowners and renters understand their coverage, deductibles, personal property protection, and options for valuable items.

❤️ Life Insurance – Who You Love

Life insurance can help protect the people who depend on you financially. Whether you have a spouse, children, debts, or simply want to plan ahead, we can help you explore coverage options that fit your needs and budget.

🏢 Business, Personal Articles, Pet Insurance & More

We also help with business and commercial insurance, personal articles coverage, pet insurance, health insurance, financial services, and more. From your business to jewelry, collectibles, pets, and other things that matter to you, ask our team how we may be able to help.

Our mission is simple: to be different — to do what others don’t and others won’t. That means helping you understand your coverage, looking for ways to better protect what matters, and finding available opportunities to save.

And if you visit our Independence office, there’s a good chance you’ll meet Winston, our office dog!

Frequently Asked Questions

Q: Where can I get a free auto insurance quote in Independence, MO?

A: Houston Richards State Farm – Insurance Agent KC offers free auto insurance quotes. Call, text, quote online, or stop by our Independence office. We serve customers throughout the Kansas City area, Missouri, and Kansas.

Q: Can I bundle auto insurance with home, renters, or life insurance?

A: Eligible customers may qualify for discounts with multiple qualifying State Farm policies. We can review your insurance needs and help identify available coverage options and discounts.

Q: Can you help me switch from another insurance company?

A: Absolutely. We can provide a free quote, help you compare coverage options, and help make the transition simple if you decide State Farm is right for you.

Q: What areas does Houston Richards State Farm serve?

A: Our office is in Independence, Missouri, and we serve Independence, Sugar Creek, Blue Springs, Lee’s Summit, Grain Valley, Raytown, the greater Kansas City area, and customers throughout Missouri and Kansas.

Q: Can I call, text, or visit your office?

A: Yes! Call us, text us, request a quote online, or stop by our Independence office. Whatever is convenient for you works for us.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Investment Services, Annuities

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At Houston Richards State Farm – Insurance Agent KC, our mission is to be different. We strive to be the trusted first choice for insurance in Independence and the Kansas City area by doing what others don’t and others won’t. Our local team is dedicated to providing professional knowledge, personalized guidance, and real support for our customers in an ever-changing world.

Our motivated team goes beyond the ordinary by offering exceptional service, honest guidance, and Personal Price Plans designed around each customer’s individual needs. Whether you’re looking for auto insurance, homeowners insurance, renters insurance, life insurance, business insurance, or additional protection, our goal is to help you understand your options, protect more of what matters, and look for available opportunities to save.

We’re proud to be a real, local insurance office in Independence, Missouri, serving our neighbors throughout the greater Kansas City area and customers across Missouri and Kansas. You can call us, text us, or stop by and talk with a team that is here to help.

At Houston Richards State Farm – Insurance Agent KC, we do what we love in service of the customers who love what we do—setting ourselves apart through the care, commitment, and personal service we provide every day.

At Houston Richards State Farm – Insurance Agent KC, our local Independence, MO team is here to make insurance personal, understandable, and easy. We believe customers should know who they’re talking to and have a real team they can call, text, or visit when they need help.

Our team helps customers throughout the Kansas City area with auto, home, renters, life, business insurance and more. Whether you’re looking for a free insurance quote, reviewing your current coverage, exploring available discounts, or protecting something new, we take the time to understand what matters to you.

We pride ourselves on exceptional service, honest guidance, and building lasting relationships with our customers. Our goal is simple: help you protect more of what matters while looking for opportunities to save along the way.

We’re proud to live, work, and serve in the communities we call home. When you work with Insurance Agent KC, you’re not just calling an insurance company — you have a local team ready to help.

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